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Finances and Your Care

Going to the dentist can cause enough anxiety. We are committed to easing the financial aspect of your care.

What To Expect From Us

We are dedicated to giving you the highest quality in dental care. Our fees are based on what is usual and customary for dental care in the Niceville, FL area. We are commited to providing you with an accurate estimate of the cost of your care, including what your insurance may cover.

What We Expect From You

To make it as convienient as possible for you to pay on the day of your dental services, we accept cash, check, Mastercard and Visa.

We work with most dental insurance plans and will be happy to bill your carrier directly. All we need is your insurance information, billing address, and your employer’s name and address. You will only be asked to pay for what your insurer will not cover, on the day we see you. We bill your carrier directly for your convience, but you are always responsible for the full charges of your dental service. For your convenience we also work with Care Credit. 

CareCredit is a revolving charge account that is easy to use, takes just minutes to apply and is ideal for all treatment costs not covered by insurance. With CareCredit you can start treatment immediately, finance up to 100% of the treatment cost with no annual fee and low monthly payments. Pay your promotional balance in full by the end of the promotional period, then no interest will be charged on your promotional purchase. To apply online go to

Depending on your needs, we also offer an individualized payment plan with prior approval, as well as individualized payment plans.
Our financial office staff will always be happy to answer any questions you may have, and to openly and honestly discuss the cost of your treatment plan. We are committed to removing unnecessary mystery and anxiety from the financial aspects of your care.

Our practice has invested in a significant amount of continuing education and technology, ensuring that you receive the best care that modern dentistry has to offer. We believe you deserve the best health care available. That often means we may recommend a more progressive procedure (not covered by insurance) that will conserve natural tooth structure and last longer than the less expensive, less reliable alternative.

Insurance companies are in business to make their money by collecting a maximum amount in premiums while paying out a minimal amount in claims. That’s why most dental insurance companies authorize only the cheapest possible alternative regardless of the impact on your dental health. Without the influence of insurance companies, our team can treat you like a family member and offer the best treatment for you.

Because dental insurance most likely doesn’t meet your needs and usually does not cover cosmetic procedures, we offer a financing plan that can help you achieve your treatment goals. By making arrangements in advance with CareCredit, you can spread out your payments, making treatment easier and more affordable.